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Wooly Bear Caterpillar (Pyrrharctia isabella)
Wooly bear caterpillars are often seen in the fall after they have left their food plants in search of a dark and sheltered spot where they can hibernate for the winter. At this stage, they are commonly seen crossing roads, sidewalks, and lawns. They will eventually settle in leaf litter or under boards or rocks where they will hibernate through the winter. In the spring, they will become active again and feed for a brief time before forming a cocoon. After two to three weeks, they will emerge as their adult stage: the Isabella tiger moth. To see photos of this yellow-orange adult moth, check out this Bug Guide page.
Some people claim that the width of the banded wooly bear’s stripes are an indicator of how bad the upcoming winter will be, with the idea that the thicker the black stripes are, the harsher the winter will be. However, the width of the center reddish-brown band is actually a result of how much the caterpillar has eaten. The longer the caterpillar has been feeding and the bigger it has grown, the larger the red-orange center band becomes, and the smaller the black bands appear. In essence, the width of the banding is actually an indicator of the age of the caterpillar and the plant productivity of the previous growing season rather than an indicator of the length or harshness of the upcoming winter.